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Saturday 15 November 2014

Money, Money, Money


Hello readers I've had an eventful few days here at Tilly Towers. On Monday I was able to make final payment on another one of my debts and make over payments on another two of my debts.
On Tuesday I had a very pleasant surprise when I checked my bank account and there had been a payment of £402 into my account. The company was unknown to me so I did some digging to check it had not been some sort of mistake. After googling the company I learned it was the legal department of a pay day loan company I had used in the past. After ringing the company it transpires that due to a recent court ruling against the payday company I was due some of the interest I had paid back and this is what the £402 pounds was.

NOTE if you are considering taking out a payday loan please reconsider it has taken me a long time and many payments to clear this debt. I realize it seems like a quick fix at the time but long term it can have a real negative effect on your finances. The interest they charge is astronomical and it is the main reason it has taken me so long to clear this debt.

Anyway that cleared up I was £402 better off than I thought I was :)
I treated myself, Lee, and Brandon to lunch out. I picked up a new winter coat for Ben reduced from £45 to £20. I also picked up a few Xmas presents to put away. We made a donation to children in need and the remaining money will be used as over payments towards debt.

On Wednesday we had home education group. Our current topic is animals and this week we were lucky enough to be given a talk on dog safety which both Brandon and I both found very interesting and asked lots of questions. We also did some animal collage pictures.


This is how we do home ed here at Tilly Towers lol. This is Lee working on the 6 times table with Brandon before getting ready for home ed group.


This is Brandons animal collage he did at home ed on Wednesday. The art easel was bought from Lee's cousin for just £5 and has a chalk board on one side and a white board with clips for doing painting on the other. It also has a little shelf in the middle for storing materials. I managed to pick up a set of dry marker pens, and some chalk with a board rubber for just £2 in poundland so just £7 for the entire set up and it will come in real handy for homeschool.


For the past few days my liver has been playing up again and last night and today I have barely been able to walk with the pain so I gave in and agreed to go to the doctors again. I saw a very nice female doctor who could see I was in a LOT of pain (I think the screaming from outside her door and the fact I almost collapsed with the pain kind of gave it away lol). She has given me two new medications for the pain and I have to go back on Tuesday for more blood tests. I then have to see my own gp on the 2nd December to get the results and be referred for the camera down the throat. The current belief is I may have stones in my liver something I've never heard of until today. Today was supposed to be a fun day with Brandon dressed as pudsey and making pudsey cakes to sell to raise money for children in need. The hope is that these tablets will bring enough relief that we can fulfil today's activities tomorrow instead. Anyway off to bed for some much needed sleep.

Much Love
Claire xx xx xx

2 comments:

  1. Hope you're feeling much better tomorrow Claire and that the new medication has given you some relief - we'll done with the refund so nice to hear your good news take care xxx

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    1. Thank you Trudie still in pain but hopeing for a better day tomorrow xxx

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